FAQ
AI scam and cyber insurance FAQ
Questions people ask about AI hacking protection, voice clones, deepfakes, phishing and cyber insurance, answered plainly.
Questions people ask.
Are you an insurance company?
No. AI Shield Coverage is an education and referral resource. Quotes and policies come directly from licensed insurance carriers and agents.
Does it cost anything to use AI Shield?
No, our checklist and guidance are free.
Does regular business insurance cover AI scams?
Often not. Many general policies exclude cyber losses, and social-engineering fraud is frequently a separate add-on.
How much does cyber insurance cost?
It depends on your business size and industry. Small businesses can often find basic coverage starting around $30/month, but get a real quote.
What is AI hacking protection?
AI hacking protection means guarding your family or business against attacks that use artificial intelligence: cloned voices on the phone, deepfake video calls, AI-written phishing emails, and automated ransomware. It's a mix of simple habits, like a family or team safe word and calling back before sending money, plus the right cyber insurance as a backstop.
How do I protect my business from AI voice-clone and deepfake scams?
Set a verbal safe word for payment requests, always call back on a number you already have before changing bank details or wiring money, require two people to approve large transfers, and ask your insurer whether social-engineering and funds-transfer fraud are covered. Our free AI Scam Readiness Checklist walks through each step.
How can I tell if an email is AI phishing?
AI phishing emails are polished and personal, so typos are no longer the giveaway. Watch for urgency, a new payment link or bank account, a slightly-off sender address, and requests to skip normal steps. When in doubt, verify through a channel you already trust.
Is there insurance for AI scams and deepfake fraud?
Often, yes. Cyber insurance and social-engineering fraud coverage can help with losses from AI-driven scams, but terms vary by insurer, and many general business policies exclude them. AI Shield Coverage doesn't sell insurance; we point you to licensed insurers' own quote pages.
Who is AI Shield Coverage for?
Families and individuals, small businesses and solo pros like salons, tattoo studios, caterers, online sellers and freelancers, and larger companies across the U.S. who want plain-English AI scam protection.
What should I do if I already sent money to a scammer?
Call your bank or payment app right away and ask them to stop or recall the payment. Then report it to the FTC at ReportFraud.ftc.gov and the FBI at ic3.gov, keep every record, and tell your insurer if you have coverage.
Can AI really clone someone's voice from a short clip?
Consumer-protection agencies have warned that it can. Treat a familiar voice as unproven and verify with a safe word or a call back on a known number.
What is social engineering fraud coverage?
Insurance that can respond when someone is tricked into sending money, such as paying a fake invoice or obeying a deepfake "boss." It's often an add-on with its own limit, so ask for it by name.
How do I know if an insurance agent is licensed?
Check your state's Department of Insurance website. Every state has a free license lookup.
Do you give insurance advice or recommend policies?
No. AI Shield Coverage is not a licensed agency. We provide education, point you to licensed insurers' own quote pages, and connect you with licensed agencies who can advise you.